D01.SI · SES · Consumer Defensive
DFI Retail Group Holdings Limited
Also onConsensus Drift
Implied value per share
USD 2.23
Market price
USD 3.12
Implied upside
-28.4%
5-year forecast · Perpetuity growth terminal value · Mid-year discounting · Base case
Value Per Share
Same forecast, different terminal treatment. Percentages vs price.
Forecast Cashflows
Reporting currency (USD). Outflows negative.
| Line | FY26 | FY27 | FY28 | FY29 | FY30 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | USD 8.8bn | USD 8.7bn | USD 8.6bn | USD 8.5bn | USD 8.4bn | -1.1% |
| EBIT | USD 304.5m | USD 301.1m | USD 297.7m | USD 294.4m | USD 291.1m | -1.1% |
| NOPAT | USD 251.4m | USD 248.5m | USD 245.7m | USD 243.0m | USD 240.3m | -1.1% |
| Add depreciation & amortisation | USD 818.0m | USD 808.8m | USD 799.8m | USD 790.8m | USD 781.9m | -1.1% |
| Less capital expenditure | USD -818.0m | USD -808.8m | USD -799.8m | USD -790.8m | USD -781.9m | -1.1% |
| Less increase in working capital | USD 99.5m | USD 98.4m | USD 97.3m | USD 96.2m | USD 95.1m | +1.1% |
| Free cashflow to firm | USD 350.8m | USD 346.9m | USD 343.0m | USD 339.2m | USD 335.4m | -1.1% |
| Discount factor | 0.9682 | 0.9076 | 0.8507 | 0.7975 | 0.7475 | - |
| Present value | USD 339.7m | USD 314.8m | USD 291.8m | USD 270.5m | USD 250.7m | -7.3% |
| Present Value Of The Forecast | USD 1.5bn | |||||
Discount Rate
Source shown per component. All overridable above.
| Risk-free rate | 4.20% | USD assumption - no free live source available for this market (assumption) |
| Equity risk premium | 6.50% | Market assumption |
| Beta | 0.640 | Reported 0.462, pulled toward 1.0 (Blume) |
| Cost of equity | 8.36% | Risk-free + beta x equity risk premium |
| Cost of debt | 4.47% | Interest expense / average total debt |
| Market capitalisation | USD 4.2bn | 64.1% of capital |
| Total debt | USD 2.4bn | 35.9% of capital, book value as a proxy |
| Tax rate | 17.5% | Effective, capped at statutory |
| WACC | 6.68% | E/V x Re + D/V x Rd x (1 - t) |
Terminal Value
Perpetuity growth is intrinsic. The exit multiple defaults to the company's current EV/EBITDA, so it answers a different question - what the shares are worth if today's rating holds and EBITDA grows as forecast.
Perpetuity growth at 2.50%
72% of EV
- Forecast FCFF, final year
- USD 335.4m
- Capex at depreciation, working capital in reinvestment
- USD 240.3m
- Less reinvestment at g/ROIC (14.6% of NOPAT)
- USD -35.2m
- Capitalised
- USD 205.1m
- ROIC (reported)
- 17.1%
- Terminal value, undiscounted
- USD 5.0bn
- Terminal value, discounted
- USD 3.8bn
- Enterprise value
- USD 5.2bn
- Less net debt
- USD 2.2bn
- Equity value
- USD 3.0bn
Exit at 5.3x EBITDA
74% of EV
- Terminal value, undiscounted
- USD 5.7bn
- Terminal value, discounted
- USD 4.3bn
- Enterprise value
- USD 5.7bn
- Less net debt
- USD 2.2bn
- Equity value
- USD 3.5bn
Spread between methods: 16%.
Sensitivity
Value per share (USD) by discount rate and long-run growth.
| Long-run growth | |||||
|---|---|---|---|---|---|
| Discount rate | 1.50% | 2.00% | 2.50% | 3.00% | 3.50% |
| 4.68% | 3.71 | 4.36 | 5.30 | 6.81 | 9.58 |
| 5.68% | 2.55 | 2.87 | 3.29 | 3.87 | 4.71 |
| 6.68% | 1.83 | 2.01 | 2.23 | 2.52 | 2.89 |
| 7.68% | 1.34 | 1.45 | 1.58 | 1.74 | 1.94 |
| 8.68% | 0.99 | 1.06 | 1.14 | 1.24 | 1.35 |
Outlined: this model. Green text: above today's price of 3.12. Shading: distance from this model's own value.
Priced In
What each input would have to be to justify the current price, one at a time.
| Input | Model | Implied | Gap |
|---|---|---|---|
| Revenue growth, every year | -1.1% | -11.2% | -10.1pp |
| EBIT margin | 3.5% | 4.3% | +0.9pp |
| Discount rate | 6.7% | 5.8% | -0.9pp |
Live formulas, not pasted numbers - edit a driver and the workbook reprices.
Yahoo Finance and RBA data. General information, not advice. Methodology.