FITB · NYQ · Financial Services
Fifth Third Bancorp
Also onShortfallConsensus DriftCrosscheck
Implied value per share
USD 53.13
Market price
USD 54.97
Implied upside
-3.4%
10-year forecast · Excess returns over book equity · Base case · Price 2026-11-02 · Accounts to 2025-12-31
NoteA financial, valued on excess returns over book equity.
Excess Returns
- Return on equity
- 13.6%
- Payout
- 49%
- Cost of equity
- 9.09%
| Line | FY26 | FY27 | FY28 | FY29 | FY30 | FY31 | FY32 | FY33 | FY34 | FY35 |
|---|---|---|---|---|---|---|---|---|---|---|
| Opening book equity | USD 20.0bn | USD 21.2bn | USD 22.5bn | USD 23.8bn | USD 25.0bn | USD 26.2bn | USD 27.3bn | USD 28.4bn | USD 29.3bn | USD 30.2bn |
| Return on equity | 13.6% | 13.6% | 13.6% | 13.6% | 13.6% | 13.6% | 13.6% | 13.6% | 13.6% | 13.6% |
| Excess return | USD 890.3m | USD 948.0m | USD 1.0bn | USD 1.1bn | USD 1.1bn | USD 1.2bn | USD 1.2bn | USD 1.3bn | USD 1.3bn | USD 1.3bn |
| Present value | USD 816.1m | USD 796.5m | USD 774.2m | USD 749.4m | USD 722.3m | USD 693.3m | USD 662.6m | USD 630.7m | USD 597.7m | USD 564.0m |
| Book equity | USD 20.0bn |
| Present value of excess returns | USD 7.0bn |
| Terminal, growing at 2.50% | USD 8.8bn |
| Equity value | USD 35.7bn |
| Per share | USD 53.13 |
Discount Rate
| Risk-free rate | 4.89% | US 10-year Treasury (^TNX), 2026-11-02 |
| Equity risk premium | 4.23% | Damodaran, January 2026 |
| Beta | 0.993 | Reported 0.989, pulled toward 1.0 (Blume) |
| Cost of equity | 9.09% | Risk-free + beta x equity risk premium |
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Yahoo Finance and RBA data. General information, not advice. Methodology.