LOV.AX · ASX · Consumer Cyclical
Lovisa Holdings Limited
Also onShortfallConsensus DriftCrosscheck
Implied value per share
AUD 22.81
Market price
AUD 22.62
Implied upside
+0.8%
5-year forecast · Perpetuity growth terminal value · Mid-year discounting · Base case
Value Per Share
Same forecast, different terminal treatment. Percentages vs price.
Forecast Cashflows
Reporting currency (AUD). Outflows negative.
| Line | FY25 | FY26 | FY27 | FY28 | FY29 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | AUD 862.2m | AUD 1.1bn | AUD 1.3bn | AUD 1.6bn | AUD 2.0bn | +23.4% |
| EBIT | AUD 156.3m | AUD 192.9m | AUD 238.1m | AUD 293.8m | AUD 362.6m | +23.4% |
| NOPAT | AUD 116.5m | AUD 143.8m | AUD 177.4m | AUD 218.9m | AUD 270.2m | +23.4% |
| Add depreciation & amortisation | AUD 111.5m | AUD 137.6m | AUD 169.9m | AUD 209.6m | AUD 258.7m | +23.4% |
| Less capital expenditure | AUD -76.3m | AUD -94.2m | AUD -116.3m | AUD -143.5m | AUD -177.1m | +23.4% |
| Less increase in working capital | AUD -3.0m | AUD -3.7m | AUD -4.6m | AUD -5.7m | AUD -7.0m | +23.4% |
| Free cashflow to firm | AUD 148.7m | AUD 183.5m | AUD 226.4m | AUD 279.4m | AUD 344.9m | +23.4% |
| Discount factor | 0.9494 | 0.8557 | 0.7713 | 0.6952 | 0.6266 | - |
| Present value | AUD 141.1m | AUD 157.0m | AUD 174.6m | AUD 194.3m | AUD 216.1m | +11.2% |
| Present Value Of The Forecast | AUD 883.1m | |||||
Discount Rate
Source shown per component. All overridable above.
| Risk-free rate | 5.35% | Australian Government 10-year (RBA F2) |
| Equity risk premium | 6.00% | Market assumption |
| Beta | 1.099 | Reported 1.148, pulled toward 1.0 (Blume) |
| Cost of equity | 11.94% | Risk-free + beta x equity risk premium |
| Cost of debt | 5.35% | Floored at the risk-free rate (implied cost of debt was lower) |
| Market capitalisation | AUD 2.5bn | 87.5% of capital |
| Total debt | AUD 359.1m | 12.5% of capital, book value as a proxy |
| Tax rate | 25.5% | Effective, capped at statutory |
| WACC | 10.95% | E/V x Re + D/V x Rd x (1 - t) |
Terminal Value
Perpetuity growth is intrinsic. The exit multiple defaults to the company's current EV/EBITDA, so it answers a different question - what the shares are worth if today's rating holds and EBITDA grows as forecast.
Perpetuity growth at 2.50%
69% of EV
- Forecast FCFF, final year
- AUD 344.9m
- Capex at depreciation, working capital in reinvestment
- AUD 270.2m
- Less reinvestment at g/ROIC (4.2% of NOPAT)
- AUD -11.3m
- Capitalised
- AUD 259.0m
- ROIC (reported)
- 60.0%
- Terminal value, undiscounted
- AUD 3.1bn
- Terminal value, discounted
- AUD 2.0bn
- Enterprise value
- AUD 2.9bn
- Less net debt
- AUD 328.5m
- Equity value
- AUD 2.5bn
Exit at 12.7x EBITDA
85% of EV
- Terminal value, undiscounted
- AUD 7.9bn
- Terminal value, discounted
- AUD 4.9bn
- Enterprise value
- AUD 5.8bn
- Less net debt
- AUD 328.5m
- Equity value
- AUD 5.5bn
Spread between methods: 74%.
Sensitivity
Value per share (AUD) by discount rate and long-run growth.
| Long-run growth | |||||
|---|---|---|---|---|---|
| Discount rate | 1.50% | 2.00% | 2.50% | 3.00% | 3.50% |
| 8.95% | 27.49 | 28.99 | 30.73 | 32.75 | 35.14 |
| 9.95% | 23.89 | 24.99 | 26.24 | 27.66 | 29.31 |
| 10.95% | 21.04 | 21.88 | 22.81 | 23.85 | 25.04 |
| 11.95% | 18.74 | 19.39 | 20.10 | 20.89 | 21.78 |
| 12.95% | 16.84 | 17.35 | 17.91 | 18.53 | 19.20 |
Outlined: this model. Green text: above today's price of 22.62. Shading: distance from this model's own value.
Priced In
What each input would have to be to justify the current price, one at a time.
| Input | Model | Implied | Gap |
|---|---|---|---|
| Revenue growth, every year | 23.4% | 23.2% | -0.2pp |
| EBIT margin | 18.1% | 18.0% | -0.1pp |
| Discount rate | 10.9% | 11.0% | +0.1pp |
Live formulas, not pasted numbers - edit a driver and the workbook reprices.
Yahoo Finance and RBA data. General information, not advice. Methodology.